If you get hurt at work, you should always contact a workers’ compensation lawyer. A good lawyer can help you navigate the complex process of getting your medical bills paid, negotiating with insurance companies to get fair payments for lost income and non-economic damages, and even filing an appeal when needed.
Depending on the state you live in, there are different laws Work injury lawyer and regulations regarding worker’s compensation claims. You need a workers’ comp lawyer who understands your specific state’s laws and has experience representing injured workers in your particular locale.
The first step in filing a workers’ comp claim is to seek emergency medical treatment and make sure that your injury is clearly documented. This step is usually beyond your control since your employer may be directing you to certain hospitals or doctors, but it’s important to go where they tell you to go in order to ensure that your case gets settled quickly. Once you’re treated, you should notify your supervisor and complete an incident report form. You should also follow up with the doctor to ensure that a note is in your file.
A workers’ compensation attorney can help you avoid common mistakes that could hurt your case. These mistakes could include not following up with the doctor or submitting incident reports in a timely manner. Insurance companies review workers’ comp claims on a regular basis and are looking for any reason to deny your claim or limit your benefits.
An experienced workers’ comp lawyer will be familiar with common tricks and tactics used by insurers to minimize the amount they pay to injured workers. Some examples of these techniques are claiming that your injury was not caused by your job, arguing that you have a pre-existing condition or that you are not as injured as you say you are. Having a workers’ comp lawyer by your side can help you respond to these arguments and fight for the maximum cash award that you are entitled to under the law.
If you are a Medicare-eligible injured worker, you may be required to enter into a workers’ compensation Medicare set-aside arrangement (WCMSA) that allocates part of your settlement for future medical expenses related to your workplace injuries. A workers’ compensation attorney can help ensure that any WCMSAs you enter into are properly administered to cover your medical costs.
Many people who suffer a serious work-related injury may need ongoing or lifetime care. An experienced workers’ compensation attorney can review your medical needs and make sure that any settlement you receive will provide for the care you will need for the rest of your life.
Workers’ comp was designed to prevent civil lawsuits against employers, but there are certain circumstances in which a worker can sue outside of workers’ compensation, such as when someone other than your employer contributed to your injury or when your employer committed serious misconduct. A good workers’ compensation lawyer will know when you can seek damages through a third-party negligence claim as well as how this will affect your work comp case.